COBRA

Not the G.I. Joe one, the stupid "Health Insurance" option you get when you are laid off like I was 43 days ago.

So, I just got the paperwork, please let me break this wonderful "subsidy" down for you.

Dental (through Aetna) not terrible, just $35.74 a month, a bit of an increase over the $5 I was paying, just 7 times the cost.

Medical (Optimum Choice, part of that Health Care United Group, cost per month):

1 child or adult: $414.78
2+ kids (no adult): $746.62
Family w/ 1 Child or more: $746.62 (some kind of cap there? I was paying $150 a month before I lost my job)

This keeps getting better: If you made $125K in the year you opted to take Cobra (I didn't and didn't) you have to report %65 of the Cobra payments as Income and pay taxes on it.